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  Listing of self-help materials and informational publications.
There are 12 resources  
   Community Debt and Bankruptcy Issues This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
Community debts are those debts that both you and your spouse are responsible for. This fact sheet defines which types of debts are defined as community debts. (PDF file)
By: Legal Voice
  
   
   Debtors' Rights in a Lawsuit
This publication provides information on how to represent yourself when you are being sued for money.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Chinese / 中文 , Laotian / ພາສາລາວ , Russian / Pусский , Somali / Soomaali , Spanish / Español , Vietnamese / Tiếng Việt
  
   
   Debtors' Rights: Dealing with Collection Agencies
This publication helps you understand debt collection practices and your rights when dealing with debt collectors.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Chinese / 中文 , Laotian / ພາສາລາວ , Russian / Pусский , Somali / Soomaali , Spanish / Español , Vietnamese / Tiếng Việt
  
   
   How to Answer a Lawsuit for Debt Collection
0205EN - This packet helps you represent yourself when you have been served with a lawsuit for debt collection. It should be used with our publication "Debtors' Rights in a Lawsuit".
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Spanish / Español
  
   
   How to Claim Personal Property Exemptions
Information and sample forms to be used when claiming that some of your property is exempt (protected) from being taken to pay a debt.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
  
   
   How to Present a Charity Care Defense to a Lawsuit for Hospital Debt Collection
This packet is intended to help you when you are being sued for hospital-based medical services which you would not owe if the hospital had correctly determined your eligibility for Charity Care.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Spanish / Español
  
   
   Payday Loans: What to do if You Get Caught in the Debt Trap
A payday loan is a short-term, high-cost loan that must be paid back on or before your next payday, whether your income is from employment or government benefits. Payday loans are made by storefront lenders, check cashers, pawn shops, credit unions, and Internet-based providers.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
  
   
   Prioritizing Debt: Which Bills do I Pay First?
General information about which bills you should pay first when you are having trouble paying all of your debts.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Laotian / ພາສາລາວ , Russian / Pусский , Spanish / Español , Vietnamese / Tiếng Việt
  
   
   Retirement, Divorce and You This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. (Separate Website)
3238EN - Explains the importance of including retirement benefits when dividing up property in your divorce. [link to PDF file]
By: Legal Voice
  
   
   Smart Borrowing TV: How to Make Wise Borrowing Decisions
A series of short videos that cover the topics of borrowing fundamentals, credit cards, payday loans, auto loans, mortgages and mortgage refininancing
By: Consumer Education and Training Services (CENTS)
  
   
   What to do If Your Check Bounces
Provides options on what you can do if you receive an insufficient funds notice from your bank.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
  
   
   What to do If Your Vehicle Has Been Towed
General information about your rights and responsibilities when your vehicle has been towed.
By: Northwest Justice Project
 
    Other Formats:   This link opens a PDF file in a new window.  If you do not have an accessible Acrobat Reader, a link is provided at the bottom of this page. PDF File
    Read this in: Chinese / 中文 , Russian / Pусский , Somali / Soomaali , Spanish / Español , Vietnamese / Tiếng Việt
  
   
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