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Getting medical coverage and help with medical bills

	Washington Basic Health Plan (Separate Website) Information on how to apply for the Basic Health plan, the waiting list, and how much it will cost if and when you qualify. By: Washington State Health Care Authority


	What Are My Rights? Dealing with DSHS 7900EN - This publication lists services available by DSHS and your rights when dealing with this state agency. By: Northwest Justice Project Other Formats: PDF File Read this in: Russian / Pусский , Spanish / Español


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Guardianships & Powers of Attorney

	Alternatives to Guardianships for Adults 3302EN - When a person has significant problems managing financial affairs or personal care, guardianship may be considered. Guardianship should be viewed as an option of last resort, however, because it can be costly (involves going to court) and it deprives an adult of very significant personal rights. This publication provides general information about alternatives to guardianship. By: Northwest Justice Project


	How to Modify or Remove a Guardianship (Separate Website) Under Washington law, anyone can request the court under which the guardianship was established to terminate the guardianship, modify the guardian's duties, or have the guardian removed or replaced with another guardian. By: Disability Rights Washington


	Protecting Elders and Vulnerable Adults from Abuse and Neglect The law protects frail elders and vulnerable adults. This publication discusses different types of abuse that these individuals are protected from under the law. By: Northwest Justice Project Other Formats: PDF File Read this in: Spanish / Español


	Questions and Answers on Guardianship 3300EN - A guardian is a person appointed by a court to manage the affairs of a person who is incapacitated. This publication provides general information about how and when a guardian should be appointed. By: Columbia Legal Services Other Formats: PDF File Read this in: Spanish / Español


	Questions and Answers on Powers of Attorney It is often convenient - or even necessary - to have someone else act for you. When you give someone the power to act for you, you give what is called a power of attorney. If you give a power of attorney, you are called the principal and the person you give it to is called the agent or the attorney-in-fact. By: Columbia Legal Services Other Formats: Word File Read this in: Russian / Pусский , Spanish / Español


	Special Needs Trust (Separate Website) A Special Needs Trust provides a way for a person with a disability to receive financial support, from for example an inheritance or legal settlement, while remaining eligible for SSI or Medicaid. By: Disability Rights Washington


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Medicaid, Medicare, Charity Care

	SSI Medicaid "Healthy Options" Project Begins -- Summer 2012 Medicaid clients who are Disabled or Blind, and who do NOT receive Medicare, will be enrolled in mandatory managed care plans beginning July 2012. By: Northwest Justice Project


	Questions and Answers on Medicaid for Nursing Home Residents 5170EN - Medicaid is a government program that pays for medical services including nursing home care. It is administered by DSHS -- the Washington State Department of Social and Health Services. To receive Medicaid payment for nursing home care, you must meet the financial eligibility requirements described in this publication. Also, you must need the care provided in a nursing home. By: Columbia Legal Services Read this in: Spanish / Español


	The Medically Needy "Spenddown" Program: Medicaid for Adults 65 and Older or Disabled Who Don't Get SSI The Medically-Needy (MN) program helps pay medical expenses for certain people who are 65 or older, and for certain younger disabled people. It's a program for people who don't get Medicaid coverage that comes with a cash grant from Supplemental Security Income (SSI), General Assistance, or another public assistance program. By: Columbia Legal Services Read this in: Spanish / Español


	Washington Medical Coverage: State and Federal Programs (Separate Website) Information about government health programs for adults, children and senior citizens. By: Northwest Health Law Advocates


	Charity Care: Medical Coverage for Hospital-Based Medical Services 5909EN - "Charity Care" is a program established by state law. It requires hospitals to provide medical care for free or at a reduced cost if you cannot pay fully for the services you have gotten. Charity Care covers health care services you get from a hospital, including inpatient and outpatient care. By: Northwest Justice Project Other Formats: DOCX File Read this in: Spanish / Español


	Guide to Finding Health Insurance Coverage (Separate Website) If you are looking for medical coverage, this guide can help point the way. By: Let's Get America Covered Read this in: Spanish / Español


	Help With Medical Bills for Immigrants without Legal Immigration Status 8144EN - Describes what programs are available and who is eligible for medical bill help. By: Northwest Justice Project Read this in: Spanish / Español


	Help With Prescription Drug Costs (Separate Website) Medicare beneficiaries are eligible for the extra help if they have limited income and resources. The extra help can increase their cost savings by paying for part of the monthly premiums, annual deductibles and prescription co-payments under the new prescription drug program. The extra help is estimated to be worth an average of $3,900 per year. By: Social Security Online


	How Can I Get Medical Coverage or Help With Medical Bills? 5905EN - This publication explains what types of health care coverage are offered by the state for those in need. By: Northwest Justice Project Read this in: Russian / Pусский


	ParentHelp123.org Benefit Finder (Separate Website) Using the Benefit Finder, families can learn if they may be eligible for free and low-cost health insurance and food assistance, and then complete their program applications on-line! By: WithinReach


	Paying for Prescription Drugs (Separate Website) This booklet is designed to help you make informed decisions about your health coverage. It offers information about various prescription drug programs and plans, such as Medicare, individual health insurance plans, prescription discount cards, disease- and disability-related programs, free and low-cost programs, public health programs, buying online, and more. By: SHIBA Helpline


	Prescription Medication - Rx Assistance (Separate Website) Provides information for those needing help paying for prescription medication.


	Questions and Answers on the COPES Program 5102EN - COPES is a program that pays for personal care and other services for people in their own homes. COPES also pays for care in adult family homes, adult residential care facilities, and assisted living facilities. It is designed to help people who, without COPES, would need to be in nursing homes. By: Columbia Legal Services Read this in: Spanish / Español


	The Medicine Program: When You Can't Afford Your Medicine (Separate Website) If you qualify, this program will help you obtain prescription medicine at no cost. By: The Medicine Program


	The Self-Sufficiency Calculator for Washington State (Separate Website) The Calculator can help you: plan and develop career goals so you can work towards a better paying job; decide if a job you are considering will pay enough to meet your family's needs; determine if you might be eligible for public benefits that can help with expenses like health care or child care; test and compare different work or living options and see how they affect your bottom line. By: Workforce Development Councils of Washington State


	Understanding Basic Health (Separate Website) Details from DSHS about the Basic Health Care Program. By: Department of Social and Health Services


	Understanding the New Washington Health Program Washington Health Program (WHP) is a new health insurance plan offered by the Washington Health Care Authority starting July 2010. Unlike the Basic Health program, WHP is not subsidized by the state. You get care through the Community Health Plan of Washington, a managed care organization. You must be a Washington resident (citizen/immigrant status not required). You may not receive Basic Health or DSHS medical coverage while on WHP, and you may not be eligible for Medicare. By: Northwest Health Law Advocates


	Washington Basic Health Plan (Separate Website) Information on how to apply for the Basic Health plan, the waiting list, and how much it will cost if and when you qualify. By: Washington State Health Care Authority


	Applying for Public Assistance 7903EN - Information about the application process to receive public assistance. By: Northwest Justice Project Other Formats: PDF File Read this in: Russian / Pусский , Spanish / Español


	Basic Health Plus - Medical Coverage for Children (Separate Website) Basic Health Plus is a Medicaid program for children in qualified households. If you are eligible for Basic Health your children may be eligible for Basic Health Plus. They must be under age 19 and U.S. citizens or legal residents who arrived in the U.S. on or before August 22 1996. If your children are not living in your household you may be able to enroll them in Basic Health but not Basic Health Plus. By: DSHS


	Benefits CheckUp (Separate Website) BenefitsCheckUp helps thousands every day to find programs for people ages 55 and over that may pay for some of their costs of prescription drugs, health care, utilities, and other essential items or services. Please fill out our simple questionnaire to find programs that can assist you or your loved ones. By: National Council on the Aging


	Do I Qualify for DSHS Services? (Separate Website) Find out what benefits you may quality for. By: Department of Social and Health Services Read this in: Spanish / Español


	DSHS Help for People with Disabilities: Necessary Supplemental Accomodations If you get DSHS benefits, such as TANF, SFA, Disability Lifeline, Medicaid, or food assistance, DSHS must accommodate your disabilities. This means that DSHS must try to make their services and benefits available to you to the same extent that they are available to people without a disability. By: Northwest Justice Project Other Formats: PDF File


	Exception to Rule (ETR) DSHS Programs The Department of Social and Health Services (DSHS) is able to give you some types of benefits even if you don't meet all of the requirements. This is called an "exception to a rule" or "ETR". DSHS considers ETR requests on a case-by-case basis and approves requests only in limited circumstances. By: Northwest Justice Project Other Formats: PDF File


	Help With Prescription Drug Costs (Separate Website) Medicare beneficiaries are eligible for the extra help if they have limited income and resources. The extra help can increase their cost savings by paying for part of the monthly premiums, annual deductibles and prescription co-payments under the new prescription drug program. The extra help is estimated to be worth an average of $3,900 per year. By: Social Security Online


	How Can I Get Medical Coverage or Help With Medical Bills? 5905EN - This publication explains what types of health care coverage are offered by the state for those in need. By: Northwest Justice Project Read this in: Russian / Pусский


	How to Fight a Denial of DSHS Public Assistance This publication explains your rights if you apply for cash, food stamps, medical, or child care assistance from the Washington State Department of Social and Health Services (DSHS) and their office denies you benefits. By: Northwest Justice Project Other Formats: PDF File Read this in: Russian / Pусский , Spanish / Español


	How To Fight a Termination or Reduction of DSHS Public Assistance 7102EN - This publication explains your rights if the Washington State Department of Social and Health Services (DSHS) tells you that it will stop or cut back the cash, food stamps, medical, or child care assistance they have been giving you. The most important thing to know is that you must ask for a fair hearing soon, usually within 10 days of being mailed written notice, to keep getting your benefits while you appeal. By: Northwest Justice Project Other Formats: PDF File Read this in: Russian / Pусский , Spanish / Español


	How To Fight an Overpayment of Cash Assistance, Medical Assistance or Food Stamps 7104EN - An overpayment happens when you receive benefits you are not eligible for according to Department of Social & Health Services (DSHS) rules. By: Northwest Justice Project Other Formats: PDF File Read this in: Russian / Pусский , Spanish / Español


	How to Petition for Superior Court Review 7917EN - If you disagree with the final fair hearing decision, you may appeal your case to a state Superior Court. The appeal is called a "Petition for Judicial Review of an Administrative Decision." Your appeal can be filed in either the Superior Court of the county where you live or in Thurston County Superior Court in Olympia. By: Northwest Justice Project Other Formats: PDF File


	How to Present an Equitable Estoppel Defense at a DSHS Hearing 7912EN - If you receive an overpayment notice from DSHS telling you that you owe them money or food stamps because they gave you benefits they should not have given you, and the overpayment was through no fault of yours, you should ask for a fair hearing because there is a legal defense against the overpayment. You must ask for the fair hearing within 90 days of the date of the overpayment notice. The notice will say the overpayment was unintentionally caused and will say you are required to repay it, but will not tell you that there is a legal defense against it. Read this publication to find out about an Equitable Estoppel defense. By: Northwest Justice Project Other Formats: PDF File Read this in: Spanish / Español


	Information about WA Basic Health and Charity Care Programs (Separate Website) Information about the Basic Health and Charity Care programs in Washington State. By: Northwest Health Law Advocates


	ParentHelp123.org Benefit Finder (Separate Website) Using the Benefit Finder, families can learn if they may be eligible for free and low-cost health insurance and food assistance, and then complete their program applications on-line! By: WithinReach


	Paying for Prescription Drugs (Separate Website) This booklet is designed to help you make informed decisions about your health coverage. It offers information about various prescription drug programs and plans, such as Medicare, individual health insurance plans, prescription discount cards, disease- and disability-related programs, free and low-cost programs, public health programs, buying online, and more. By: SHIBA Helpline


	QMB, SLMB, QI-1, and QDWI Programs: Help with Medicare Premiums, Deductibles Some people who get Medicare can qualify for help in paying the premiums and deductibles in the Medicare program. Qualifying for this help depends on your income and resources. If you have low income, you may be a Qualified Medicare Beneficiary (QMB) or a Special Low Income Medicare Beneficiary (SLMB). By: Northwest Health Law Advocates Other Formats: PDF File Read this in: Spanish / Español


	Questions and Answers on the COPES Program 5102EN - COPES is a program that pays for personal care and other services for people in their own homes. COPES also pays for care in adult family homes, adult residential care facilities, and assisted living facilities. It is designed to help people who, without COPES, would need to be in nursing homes. By: Columbia Legal Services Read this in: Spanish / Español


	Representing Yourself at a Fair Hearing 7910EN - If you do not agree with any decision, either verbal or written, made by the Department of Social and Health Services (DSHS), you have the right to appeal that decision by asking for a fair hearing. This publication tells you about 1) the deadline to request a fair hearing, 2) how to make the re-quest, 3) how to prepare for your hearing, and 4) what to expect at your hearing and afterward. By: Northwest Justice Project Other Formats: PDF File Read this in: Russian / Pусский , Spanish / Español


	SHIBA HelpLine - Statewide Health Insurance Benefits Advisors (Separate Website) The Statewide Health Insurance Benefits Advisors (SHIBA) HelpLine is a special service of the Insurance Commissioner's Office that provides free health-insurance education, assistance, and advocacy for all Washington residents, including seniors and the disabled, in hundreds of communities around the state. SHIBA HelpLine volunteers and staff assist consumers with choices and problems involving private health insurance as well as many government programs (Medicare, Medicaid, Basic Health Plan, Children's Health Insurance Program, and the Washington State Health Insurance Pool). SHIBA HelpLine volunteers also are experts in Medigap coverage, employment-related health benefits, managed care, long-term care insurance, medical billings and fraud/abuse questions. By: WA State Office of the Insurance Commissioner


	Understanding Basic Health (Separate Website) Details from DSHS about the Basic Health Care Program. By: Department of Social and Health Services


	Understanding Your CARE Tool Assessment This publication explains how to read the Comprehensive Assessment Reporting Evaluation (CARE) document called Assessment Details. If you have not had an assessment yet this booklet will give you an idea about what to expect. During your assessment a case manager asks you questions about the help you need. That information is used to determine what services you can receive. This includes personal care hours and nursing services. By: Northwest Justice Project Read this in: Russian / Pусский


	Washington Basic Health Plan (Separate Website) Information on how to apply for the Basic Health plan, the waiting list, and how much it will cost if and when you qualify. By: Washington State Health Care Authority


	What Are My Rights? Dealing with DSHS 7900EN - This publication lists services available by DSHS and your rights when dealing with this state agency. By: Northwest Justice Project Other Formats: PDF File Read this in: Russian / Pусский , Spanish / Español


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