Credit reporting problems

Legal Information

In this section of Washington LawHelp you will find general information and resources on credit reporting problems in Washington state.

• Credit Reports

  Information about others who can obtain your credit report, reviewing your credit file, and correcting an error in your credit file. Content Detail

  By:

  Washington State Attorney General

• Identity Theft: Self-Help Form Letters

  If your identity has been stolen, it is important that you protect yourself and your finances. This free program can help you create letters to Creditors, Debt Collectors, and the Credit Bureau when your identity has been stolen. Read More

• Video - Identity Theft

  Identity theft happens when someone steals your personal information and uses it without your permission. It’s a serious crime that can wreak havoc with your finances, credit history, and reputation — and can take time, money, and patience to resolve. Read More

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• Get Answers about National Banks

  Helpwithmybank.gov helps you find answers to your National Banking questions. Information about your credit, credit cards, bank accounts and insurance is provided. Content Detail

  By:

  U.S. Department of the Treasury

• Your Rights: Credit Reporting

  The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies ? Equifax, Experian, and TransUnion ? to provide you with a free copy of your credit report, at your request, once every 12 months. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• The Truth About Credit Reports and Credit Repair Companies

  3-fold brochure with information about how to get a copy of your credit report and correcting inaccurate info. Content Detail

  By:

  National Consumer Law Center

  Read this in:

  Korean / 한국어

  Russian / Pусский

  Spanish / Español

  Chinese / 中文

  Vietnamese / Tiếng Việt

• Credit Repair: How to Help Yourself

  There's no quick fix for creditworthiness. You can improve your credit report legitimately, but it takes time, a conscious effort, and sticking to a personal debt repayment plan. This article explains how. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español

• Financial Issues for Survivors of Domestic Violence

  Read about how to budget, prioritize debt and building and repairing your credit history. Content Detail

  By:

  National Consumer Law Center

• New State Law: What the Landlord Must Tell You about Tenant Screening

  6302EN - Read this publication if you are looking for an apartment or house to rent. This publication explains a new state law regarding tenant screening. Read More

  By:

  Northwest Justice Project

  Read this in:

  Spanish / Español

• Video - An In-Depth Look at Tenant Screening in Washington State

  This video describes how modern computer information systems and the business practices of residential screening companies have created a host of problems for people seeking rental housing in Washington State. Read More

  By:

  Northwest Justice Project

• Video - A Quick Look at Tenant Screening in Washington State

  This video is a quick overview of the screening process and what it means for rental applicants in Washington. Read More

  By:

  Northwest Justice Project

• Your Access to Free Credit Reports

  General information about credit reporting agencies and what you can do to add or change information contained in your credit report. Content Detail

  By:

  Federal Trade Commission

  Read this in:

  Spanish / Español