Washington

Foreclosure

Legal Information

Housing

This section of Washington LawHelp contains information about foreclosure prevention, foreclosure mediation and general information about foreclosure.

  • Washington Foreclosure Prevention Resource Guide

    The Washington Foreclosure Prevention Resource Guide is designed to provide practical tools, information and resources to help homeowners dealing with foreclosure issues. Read More

    By:
    Seattle-King County Asset Building Collaberative
  • What are My Rights During Foreclosure?

    6710EN - Explains the foreclosure timeline and your rights during this process. Read More

    By:
    Northwest Justice Project
  • I am a Tenant Living in a Foreclosed Property. What are My Rights?

    6122EN - If you rent your home, and your home was sold at a foreclosure sale, the new owner must give you at least 60 days’ written notice to vacate before evicting you. Additionally, if you are a “bona fide” tenant, the new owner must give you at least 90 days’ written notice to vacate before evicting you and you may be able to stay until the end of your lease. Read More

    By:
    Northwest Justice Project
    Read this in:
    Spanish / Español
    Laotian / ພາສາລາວ
    Chinese / 中文
    Haitian Creole / Kreyòl ayisyen
    Vietnamese / Tiếng Việt
  • Foreclosure / Forfeiture

    6210EN - If you fall behind in your monthly house payments, the seller or lender may try to take your house back. This is generally called foreclosure. If your house is foreclosed, you may lose not only your house, but also all the money you have invested in it. Read More

    By:
    Northwest Justice Project
    Read this in:
    Spanish / Español
  • Foreclosure When You Have a Deed of Trust

    6211EN - If your house is in foreclosure, your best chance to keep your home is to act quickly and with the help of a housing counselor or an attorney. Both a housing counselor and an attorney can help you evaluate options that may be available to help save your home from foreclosure. Read More

    By:
    Northwest Justice Project
    Read this in:
    Spanish / Español
  • Video - Foreclosure Mediation in Washington State

    Basic introduction to Washington's new mediation process for homeowners facing foreclosure current as of December 2011. Read More

    By:
    Northwest Justice Project
    Read this in:
    Spanish / Español
  • Washington state files charges against two mortgage loan companies

    OLYMPIA – The Washington State Department of Financial Institutions Consumer Services Division today filed actions against two companies for operating unlawful mortgage rescue or loan modification schemes that scammed consumers into paying large upfront fees but did nothing to help them stay in their homes and avoid foreclosure. Read More

    By:
    Northwest Justice Project
  • Explore Loan Workout Solutions with Your Lender

    First and foremost, if you can keep your mortgage current, do so. But if you find you are unable to make your mortgage payments, you might qualify for a loan workout option. Check with your lender to see which option may be available. Some options may not apply to your loan if it is not insured by FHA. Read More

    By:
    U.S. Department of Housing
  • Options to Avoid Property Tax Foreclosure

    6235EN - If you have received notice in the mail, posted on your door, or delivered to you that says your home or your property is “subject to foreclosure,” “in foreclosure,” or will be “sold at auction” because of unpaid taxes, you may be able to stop or delay the foreclosure and sale of your home. Read More

    By:
    Northwest Justice Project
  • Video - Avoid Foreclosure Rescue Scams

    If you're facing foreclosure, it can be easy to listen to scammers trying to take advantage of this vulnerable time in your life. But don't be fooled — or robbed — by companies falsely promising to save your home. Learn from the true stories of struggling homeowners who were deceived by foreclosure rescue scams. Read More

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Beware of Foreclosure Rescue Scams - Help Is Free!

    Foreclosure rescue and mortgage modification scams are a growing problem. Homeowners must protect themselves so they do not lose money—or their home. Scammers make promises that they cannot keep, such as guarantees to “save” your home or lower your mortgage, oftentimes for a fee. Scammers may pretend that they have direct contact with your mortgage servicer when they do not. Watch a video on this and view more information at the link below. Read More

    By:
    MakingHomeAffordable.gov
  • Foreclosure Fairness Program

    The Foreclosure Fairness Program provides homeowner foreclosure assistance. It is designed to help homeowners and their lenders explore possible alternatives to foreclosure and reach a resolution when possible. Read More

    By:
    Department of Commerce
    Read this in:
    Korean / 한국어
    Spanish / Español
    Chinese / 中文
  • Foreclosure Mediation

    6712EN - This resource is for homeowners who have already been referred to foreclosure mediation by an attorney or a housing counselor. The following information is intended to help prepare homeowners for their mediation, and explain the foreclosure mediation process. Read More

    By:
    Northwest Justice Project
  • Washington Foreclosure Mediation Toolkit

    This Toolkit is intended to help homeowners understand and benefit from the rights provided by the Foreclosure Fairness Act (FFA). Where homeowners are not represented by an attorney or housing counselor, this Toolkit will help homeowners represent themselves. The process is complex, but these tools will help homeowners navigate the system and offer materials to help them advocates for themselves to try to save their homes. Read More

    By:
    Seattle-King County Asset Building Collaberative Foreclosure Prevention Team
  • HUD Approved Housing Counseling Agencies

    Listing of HUD approved counseling agencies for Washington State. These agencies can provide counseling on foreclosures and other housing issues. Read More

    By:
    U.S. Department of Housing