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WashingtonLawHelp.orgWashington LawHelp

Coronavirus (COVID-19): Should I enter into a rent repayment plan with my landlord?

Authored By: Northwest Justice Project LSC Funded
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If you couldn't pay rent that was due in March thru October of 2020, learn why and how to ask your landlord for a repayment plan. #6341EN


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*Read this only if you live in the state of Washington.


Why would I need a repayment plan?

Under the governor's moratorium, renters have a right to ask for a repayment plan to pay rent that was due in March, April, May, June, July, August, September, or October of 2020 that you did not pay because of the pandemic.

You can't be evicted for failing to pay rent during the moratorium. Your landlord may ask you to enter a repayment plan for unpaid rent. This plan has to be specific to your ability to pay. If you reject the plan, or fail to make payments on a plan you agree to, you may be evicted after the moratorium ends.


How do I decide if a repayment plan is reasonable?

The governor's order says that a landlord cannot evict you unless you refuse or fail to pay on a repayment plan that is based on your own financial, health, or other circumstances.

For example, if you have no income and no money, it may be reasonable to tell a landlord you can't pay on the back rent you owe until you have a job again.


What if the landlord doesn't offer me a reasonable repayment plan?

If your landlord doesn't offer or agree to a reasonable plan, they cannot try to collect the rent. They cannot report it on your credit, sue you to collect it, or evict you for not paying it.


What if I agree to a repayment plan and fail to pay?

The landlord can evict you once the moratorium ends. It is important that you only agree to a repayment plan if you are sure you can pay it. Do not feel pressured to agree to something you cannot pay. If you are pressured, make a complaint to the Attorney General's Office. (Contact information below.) 


Do I have to pay rent after October 15, 2020?

The moratorium ends on October 15, 2020. If you do not pay rent that comes due in November on time, you could be evicted.

In the meantime, a new state law took effect on June 11, 2020. That new law may give you options about when your rent is due. Read Can I Change the Date My Rent is Due. This can also help you avoid late fees.


Can I get help paying the rent?



My landlord is trying to evict me anyway or collect the rent.

Get legal help right away.

We also have sample letters that you can use, depending on your situation.

*You are still responsible to pay your rent. Washington’s “eviction moratorium” just pauses the court process. If you can pay the rent, or part of it, do not skip this responsibility!

Download Sample Letter and Repayment Plan

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Last Review and Update: Aug 05, 2020