Coronavirus (COVID-19): You can get a free credit report every week until April 2022
Authored By: Northwest Justice Project
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You can now get a free credit report every week through April 2022. Find out why this is a good idea and how to interpret your credit report. #0412EN.
- What’s new?
- Why would I want to check my credit report that often?
- How do I get my free credit reports?
- I don’t know how to read a credit report.
- I see something on my credit report that isn’t right.
- Get Legal Help
You have long had the right to get your free credit report from all 3 credit reporting agencies once a year.
But now until April 2022, you can get a free credit report from all 3 credit reporting agencies weekly.
Why would I want to check my credit report that often?
Here are some reasons why:
To make sure your student loan servicers are reporting on your accounts accurately. Learn more at protectborrowers.org/great-lakes-equifax-transunion-and-experian-sued-for-damaging-millions-of-student-loan-borrowers-credit-mishandling-pandemic-relief
To make sure no one has stolen your identity to get unemployment benefits in your name. Read Coronavirus (COVID-19): Is someone else wrongfully getting your unemployment benefits? Find it at WashingtonLawHelp.org.
So many changes in the economy and financial conditions right now can lead to more mistakes in credit reporting.
More scams and identity theft during the pandemic.
How do I get my free credit reports?
I don’t know how to read a credit report.
I see something on my credit report that isn’t right.
Read how to dispute (fight) it at www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/. You might be able to get it removed from your credit report.
Get Legal Help
Visit Northwest Justice Project to find out how to get legal help.