Coronavirus (COVID-19): You can get a free credit report every week until April 2021
Authored By: Northwest Justice Project
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You can now get a free credit report every week through April 21. Find out why this is a good idea and how to interpret your credit report. #0412EN.
- What’s new?
- Why would I want to check my credit report that often?
- How do I get my free credit reports?
- I don’t know how to read a credit report.
- I see something on a credit report that isn’t right.
You have long had the right to get your free annual credit report from all three credit reporting agencies once a year.
But now until April 2021, you can get a free credit report from all 3 credit reporting agencies weekly.
Why would I want to check my credit report that often?
Here are some reasons to check your credit reports more often:
Check if your student loan servicers are reporting on your accounts accurately. Learn more at protectborrowers.org/great-lakes-equifax-transunion-and-experian-sued-for-damaging-millions-of-student-loan-borrowers-credit-mishandling-pandemic-relief
Make sure no one has stolen your identity to get unemployment benefits in your name. Read Coronavirus (COVID-19): Is someone else wrongfully getting your unemployment benefits? Find it at WashingtonLawHelp.org.
So many changes in the economy and financial conditions right now can lead to more errors in credit reporting.
More scams and identity theft during the COVID-19 pandemic.
How do I get my free credit reports?
I don’t know how to read a credit report.
I see something on a credit report that isn’t right.
Read how to dispute (challenge) it at www.consumerfinance.gov/ask-cfpb/how-do-i-dispute-an-error-on-my-credit-report-en-314/. You might be able to get it removed from your credit report.