You might see changes in your premium rates when your policy renews—or immediately if you shop and decide to buy coverage from a new company.
If your insurance costs go up, it might be because the company is still using your credit score to calculate rates.
- You can shop around to find a better deal. Insurance is a competitive industry in Washington state. The new rule means you have a good chance to get lower rates.
- You can file a complaint with the state if you think your insurance company still uses your credit score to set your rates. Visit insurance.wa.gov and click How do I file a complaint to learn more.
- If you make a complaint, be sure to provide your policy information. Also, keep your most recent bill and the bill before that. Make notes about why you think the company is still using your credit score to calculate your charges.