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Free credit reports

Northwest Justice Project

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You can get free credit reports from the 3 big credit reporting agencies at AnnualCreditReport.com. Also, learn more from the Federal Trade Commission about how to understand your reports and what to do if you find errors in a report.

Fast facts

You can get free credit reports from AnnualCreditReport.com.

The 3 biggest credit reporting agencies — Equifax, Experian, and TransUnion — have a centralized website, toll-free telephone number, and mailing address so you can order your free annual reports in one place. Do not contact the three credit bureaus individually. These are the only ways to order your free annual credit reports:

Annual Credit Report Request Service 
P.O. Box 105281 
Atlanta, GA 30348-5281

Only one websiteAnnualCreditReport.com — is authorized to fill orders for the free annual credit reports you are entitled to by law.

The Federal Trade Commission also has more information about free credit reports, including: 

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