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Debtors' Rights: Dealing with Collection Agencies
Read this to understand debt collection practices and your rights when dealing with debt collectors. Includes form letters you can use to mail to debt collectors requesting that they stop contacting you. #0200EN
Video - Debt Collection Defense in Washington State
This video series explains some basics about the laws affecting people who owe a debt in Washington State. It covers what you should do if you are being harassed by creditors and if you receive court papers (Summons and Complaint) from a creditor suing you to collect a debt.
Money that cannot be taken from you ("garnished") to pay off a debt
Learn more about the types of income and property the law protects from garnishment by creditors. These funds cannot be taken from you to pay off a debt, even one a court has said you owe. #0208EN
Prioritizing Debt: Which Bills do I Pay First?
General information about which bills you should pay first when you are having trouble paying all of your debts. #0110EN
Webinar: How to protect your bank account from garnishment in Washington state
Northwest Justice Project attorneys explain how debt collection works in Washington state and how to protect exempt funds (like Social Security) in a bank account from garnishment. ***General information only.
Money that cannot be taken from you ("garnished") to pay off a debt
Learn more about the types of income and property the law protects from garnishment by creditors. These funds cannot be taken from you to pay off a debt, even one a court has said you owe. #0208EN
Video - Garnishment and Exemptions: Debt Collection Defense
A creditor may try to take money out of your bank account or paycheck to repay a debt. This short video explains some of the laws a creditor must follow and what you need to know if this happens to you.
Webinar: How to protect your bank account from garnishment in Washington state
Northwest Justice Project attorneys explain how debt collection works in Washington state and how to protect exempt funds (like Social Security) in a bank account from garnishment. ***General information only.
Prioritizing Debt: Which Bills do I Pay First?
General information about which bills you should pay first when you are having trouble paying all of your debts. #0110EN
When You Cannot Pay Off Your Payday Loan
Options on what to do when you can't pay off your payday loan on time. #0601EN.