Washington LawHelp

Understanding the Basics (6)+

• Debtors' Rights: Dealing with Collection Agencies

  Read this to understand debt collection practices and your rights when dealing with debt collectors. Includes form letters you can use to mail to debt collectors requesting that they stop contacting you. #0200EN Read More

  By:

  Northwest Justice Project

  Read this in:

  Spanish / Español

  Farsi / فارسی

  Laotian / ພາສາລາວ

  Russian / Pусский

• Video - Debt Collection Defense in Washington State

  This video series explains some basics about the laws affecting people who owe a debt in Washington State. Read More

  By:

  Northwest Justice Project

• Video - What if a Debt Collector Harasses Me?

  This short video explains some of the laws that debt collectors must follow when trying to collect a debt. Read More

  By:

  Northwest Justice Project

• Video - What if I Get Sued for a Debt?

  Short video covering what you should do if you receive court papers (Summons and Complaint) from a creditor suing you to collect a debt. Read More

  By:

  Northwest Justice Project

• Money That Cannot be Taken from You ("Garnished") to pay off a Debt

  The law protects certain types of income and property from garnishment by creditors. These funds cannot be taken from you to pay off a debt, even one a court has said you owe. We call these funds "exempt." #0208EN Read More

  By:

  Northwest Justice Project

  Read this in:

  Spanish / Español

  Russian / Pусский

• Prioritizing Debt: Which Bills do I Pay First?

  General information about which bills you should pay first when you are having trouble paying all of your debts. #0110EN Read More

  By:

  Northwest Justice Project

  Read this in:

  Spanish / Español

  Laotian / ພາສາລາວ

  Russian / Pусский

  Vietnamese / Tiếng Việt

  Chinese / 中文

Garnishment (1)+

• Money That Cannot be Taken from You ("Garnished") to pay off a Debt

  The law protects certain types of income and property from garnishment by creditors. These funds cannot be taken from you to pay off a debt, even one a court has said you owe. We call these funds "exempt." #0208EN Read More

  By:

  Northwest Justice Project

  Read this in:

  Spanish / Español

  Russian / Pусский

Payday Loans (1)+

• When You Cannot Pay Off Your Payday Loan

  Options on what to do when you can't pay off your payday loan on time. Publication #0601EN. Read More

  By:

  Northwest Justice Project