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Understanding the Basics (3)
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Debtors' Rights: Dealing with Collection Agencies
Read this to understand debt collection practices and your rights when dealing with debt collectors. Includes form letters you can use to mail to debt collectors requesting that they stop contacting you. #0200EN Read More
- Read this in:
- English
- Spanish / Español
- Farsi / فارسی
- Laotian / ພາສາລາວ
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Money That Cannot be Taken from You ("Garnished") to pay off a Debt
The law protects certain types of income and property from garnishment by creditors. These funds cannot be taken from you to pay off a debt, even one a court has said you owe. We call these funds "exempt." #0208EN Read More
- Read this in:
- English
- Spanish / Español
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Prioritizing Debt: Which Bills do I Pay First?
General information about which bills you should pay first when you are having trouble paying all of your debts. #0110EN Read More
Garnishment (1)
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Money That Cannot be Taken from You ("Garnished") to pay off a Debt
The law protects certain types of income and property from garnishment by creditors. These funds cannot be taken from you to pay off a debt, even one a court has said you owe. We call these funds "exempt." #0208EN Read More
- Read this in:
- English
- Spanish / Español
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