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General Info (12)+

Foreclosure (13)+

  • Non-Borrowing Spouses and Reverse Mortgages

    For surviving spouses facing foreclosure on their reverse mortgage due to the death of their spouse, relief may be available. The Department of Housing and Urban Development (“HUD”) issued new regulations regarding reverse mortgages on June 12, 2015, through Mortgagee Letter 2015‐15. Under a new program, called the “Mortgagee Optional Election” or MOE, banks may elect to have HUD assume the reverse mortgage in lieu of foreclosure. This packet will guide surviving spouses through the application process to have their bank elect to have HUD assume the reverse mortgage and keep them in their homes. Read More

    By:
    Northwest Justice Project
  • Video - Plain Talk about Foreclosure

    A short video that clearly describes the foreclosure process in Washington State and the free resources available to help struggling homeowners. Read More

    By:
    Seattle University and the City of Seattle
    Read this in:
    Spanish / Español
  • I am a Tenant Living in a Foreclosed Property. What are My Rights?

    6122EN - If you rent your home, and your home was sold at a foreclosure sale, the new owner must give you 60 days’ written notice to vacate before evicting you. You must still honor the obligations of your lease or rental agreement during this 60-day time period. Read More

    By:
    Northwest Justice Project
    Read this in:
    Spanish / Español
    Laotian / ພາສາລາວ
    Vietnamese / Tiếng Việt
    Chinese / 中文
  • Foreclosure Mediation

    6712EN - This resource is for homeowners who have already been referred to foreclosure mediation by an attorney or a housing counselor. The following information is intended to help prepare homeowners for their mediation, and explain the foreclosure mediation process. Read More

    By:
    Northwest Justice Project
  • Foreclosure when You Have a Mortgage

    6702EN - Read this publication if you have a mortgage AND your house is in foreclosure OR you might fall behind in your payments on the home you are buying Read More

    By:
    Northwest Justice Project
    Read this in:
    Spanish / Español
  • Options to Avoid Property Tax Foreclosure

    6235EN - If you have received notice in the mail, posted on your door, or delivered to you that says your home or your property is “subject to foreclosure,” “in foreclosure,” or will be “sold at auction” because of unpaid taxes, you may be able to stop or delay the foreclosure and sale of your home. Read More

    By:
    Northwest Justice Project
  • Video - Avoid Foreclosure Rescue Scams

    If you're facing foreclosure, it can be easy to listen to scammers trying to take advantage of this vulnerable time in your life. But don't be fooled — or robbed — by companies falsely promising to save your home. Learn from the true stories of struggling homeowners who were deceived by foreclosure rescue scams. Read More

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Washington Foreclosure Mediation Toolkit

    6706EN - This Toolkit is intended to help homeowners understand and benefit from the rights provided by the Foreclosure Fairness Act (FFA). Where homeowners are not represented by an attorney or housing counselor, this Toolkit will help homeowners represent themselves. The process is complex, but these tools will help homeowners navigate the system and offer materials to help them advocates for themselves to try to save their homes. Read More

    By:
    Seattle-King County Asset Building Collaberative Foreclosure Prevention Team
  • Beware of Foreclosure Rescue Scams - Help Is Free!

    Foreclosure rescue and mortgage modification scams are a growing problem. Homeowners must protect themselves so they do not lose money—or their home. Scammers make promises that they cannot keep, such as guarantees to “save” your home or lower your mortgage, oftentimes for a fee. Scammers may pretend that they have direct contact with your mortgage servicer when they do not. Watch a video on this and view more information at the link below. Read More

    By:
    MakingHomeAffordable.gov
  • Facing Foreclosure?

    Facing foreclosure? Scammers are targeting people having trouble paying their mortgages. Some claim to be able to "rescue" homeowners from foreclosures, while others promise loan modifications - for a fee. The Federal Trade Commission, the nation's consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse. Read More

    By:
    Federal Trade Commission
    Read this in:
    Spanish / Español
  • Guide to Avoiding Foreclosure

    Whether you are in foreclosure now or worried about it in the future, this information can help. Read More

    By:
    U.S. Department of Housing and Urban Development
    Read this in:
    Spanish / Español
  • Washington Homeownership Information

    This website is a one stop resource center for homeownership and foreclosure assistance for Washington residents. Read More

    By:
    Washington State Department of Financial Institutions
  • What are My Rights During Foreclosure?

    6710EN - Explains the foreclosure timeline and your rights during this process. Read More

    By:
    Northwest Justice Project

Videos (1)+

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