The Basics (11)
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Are You a Reverse Mortgage Non-Borrowing Spouse? Tips to Help You Remain in Your Home
When a reverse mortgage becomes due and payable, that means the full balance must be paid back or the lender will foreclose. If a non-borrowing spouse is still living in the home, certain steps must be taken quickly after the borrower’s death (or before). Read More
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Explore Loan Workout Solutions with Your Lender
First and foremost, if you can keep your mortgage current, do so. But if you find you are unable to make your mortgage payments, you might qualify for a loan workout option. Check with your lender to see which option may be available. Some options may not apply to your loan if it is not insured by FHA. Read More
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Facing Foreclosure?
Facing foreclosure? Scammers are targeting people having trouble paying their mortgages. Some claim to be able to "rescue" homeowners from foreclosures, while others promise loan modifications - for a fee. The Federal Trade Commission, the nation's consumer protection agency, wants you to know how to avoid scams that could make your housing situation go from bad to worse. Read More
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- Spanish / Español
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Filing a Complaint with the Utilities and Transportation Committee
If you have a dispute with your utility company, you should first try to resolve it with the company. Many disputes can be resolved by asking for a supervisor. If you are unable to resolve the issue, this web site has an online complaint form if you decide to file a complaint regarding your utility service. Read More
- Read this in:
- Spanish / Español
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Foreclosure When You Have a Deed of Trust
If your house is in foreclosure, your best chance to keep your home is to act quickly and with the help of a housing counselor or a lawyer. Both can help you evaluate available options to help save your home from foreclosure. #6704EN Read More
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- Spanish / Español
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Foreclosure when You Have a Mortgage
Read this if you have a mortgage AND your house is in foreclosure OR you might fall behind in your payments on the home you are buying. #6702EN Read More
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- Spanish / Español
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Guide to Avoiding Foreclosure
Whether you are in foreclosure now or worried about it in the future, this information can help. Read More
- Read this in:
- Spanish / Español
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Information for Military Personnel Regarding Mortgage Relief and Foreclosure Protection
Information about payment relief and protection from foreclosure provided by the Servicemembers Civil Relief Act (formerly known as The Soldiers' and Sailors' Civil Relief Act of 1940) Read More
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Property Tax Exemption for Seniors and People with Disabilities
The property tax exemption is a way to lower your property taxes by exempting (excusing you from) all extra levies, like school construction bonds and other levies passed by voters, and sometimes part of regular levies on your home. Publication #6230EN Read More
- Read this in:
- Spanish / Español
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Washington Foreclosure Prevention Resource Guide
The Washington Foreclosure Prevention Resource Guide is designed to provide practical tools, information and resources to help homeowners dealing with foreclosure issues. Read More
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What are My Rights During Foreclosure?
Explains the foreclosure timeline and your rights during this process. #6710EN Read More
Foreclosure Mediation (1)
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Foreclosure Mediation
This resource is for homeowners who have already been referred to foreclosure mediation by an attorney or a housing counselor. The following information is intended to help prepare homeowners for their mediation, and explain the foreclosure mediation process. Read More
Mortgages & Utilities (5)
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COVID-19 (Coronavirus): If you have a Mortgage on your Home
The pandemic might affect your ability to pay your mortgage. You might have less work. You might be quarantined and unable to work. You might get laid off. #6714EN Read More
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Explore Loan Workout Solutions with Your Lender
First and foremost, if you can keep your mortgage current, do so. But if you find you are unable to make your mortgage payments, you might qualify for a loan workout option. Check with your lender to see which option may be available. Some options may not apply to your loan if it is not insured by FHA. Read More
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How to get help paying your mortgage, credit-card bills and student loans if you’re laid off due to the coronavirus pandemic
You can get help, but you’ll probably need to ask for it. Read More
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Prevent Loan Modification Scams!
HUD's anti-scam campaign speaks directly to homeowners who might be looking for help in meeting their mortgage payments. HUD’s goal is to help American homeowners empower themselves with knowledge to shield themselves from scammers and report scam activity. Read More
- Read this in:
- Spanish / Español
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Washington Foreclosure Prevention Resource Guide
The Washington Foreclosure Prevention Resource Guide is designed to provide practical tools, information and resources to help homeowners dealing with foreclosure issues. Read More
Property tax (2)
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Options to Avoid Property Tax Foreclosure
If you have received notice in the mail, posted on your door, or delivered to you that says your home or your property is “subject to foreclosure,” “in foreclosure,” or will be “sold at auction” because of unpaid taxes, you may be able to stop or delay the foreclosure and sale of your home. #6235EN Read More
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Property Tax Exemption for Seniors and People with Disabilities
The property tax exemption is a way to lower your property taxes by exempting (excusing you from) all extra levies, like school construction bonds and other levies passed by voters, and sometimes part of regular levies on your home. Publication #6230EN Read More
- Read this in:
- Spanish / Español
Utilities (3)
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Filing a Complaint with the Utilities and Transportation Committee
If you have a dispute with your utility company, you should first try to resolve it with the company. Many disputes can be resolved by asking for a supervisor. If you are unable to resolve the issue, this web site has an online complaint form if you decide to file a complaint regarding your utility service. Read More
- Read this in:
- Spanish / Español
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Public Utilities
General information about your rights when dealing with public utilities. #0700EN Read More
- Read this in:
- Spanish / Español
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Smart Consumer Guide: Public Utility Service
Describes consumer rights relating to telephone, natural gas, electricity and water services. Read More
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